Once you have met with an accident, the initial few minutes will rob you of your sensibilities. You wonāt be able to think and decide on anything.
But you know that it is your alacrity and decision-making abilities that might allay further complexities post-meeting with an accident.
The following article, written in aĀ didactic mode, will discuss what needs to be done after an accident.
Accident And Causes
Car Accidents are nothing but a collision between vehicles or losing over speed and harming themselves.
It culminates with massive losses inside the car (driver and other passengers)Ā as well outside the car (death of Pedestrians on the street).
There areĀ different ways by which an accident can occur on the Street. Post meeting with an accident would be needing personal injury lawyers.
1: Over Speeding
If you Overspeed and lose control over your driving you could meet with a fatal accident.
2: Drunken DrivingĀ
If you consumed some addictive substances and drove into the highway, May God Forgive this blunder of yours!
This is because alcoholic substances and stimulants take away lots of your sensibilities and workings of the brain. This invites fatal consequences on the highways mind you!!
3: Red Light Jumping
Suppose you ignored red signals in the highway and accelerated, fully negating the signal, you are sure to end up with a collision with another vehicle.
Unfortunately, in that case, that vehicle pays the price of your silliness. Therefore, know and educate yourself on traffic rules!!
4: Not Maintaining The Lane While Driving
If you are not following the basics of car driving, the lessons that you came across during your driving school, you know what is kept for you.
Your tremulous disposition will lead your vehicle to shift the usual trajectory. Your car might get knocked from the back.
You Have Met With An Accident: What To Do Now !!!
You have already met with a collision. This might or might not be attributed to you. But you have already caused heavy damage to you.
By this time, emotions and trauma will grip you completely. Your basic intelligence might not be functioning at that time.
But it is you who needs to control yourself and make certain key steps. So learn here, what you got to do Mate !!!
Step 1: Ensuring Everyone Is SafeĀ
You need to exit from the gate by turning on your emergency flashers. This is a symbol of you in danger.
You first need to call theĀ Emergency or Non-Emergency hotline number of the Police StationĀ to give an account of the mishap to the police.
Make sure that you’re staying near your Car in case the accident is not that severe.
But in case you are badly injured,Ā or your companion is injured, call the helpline number of the nearest hospital.
Step 2: Procuring Information
You need to make sure that you need to share the contact details as well as information pertaining to insurance with that the involved third party.
If some other vehicles caused an accident, you will need to note down the registration number of the car and the license and vehicle-related data of the driver.
Step 3: Taking Snapshots Of Your Vehicle And Filing An Fir
You need to make sure that you are taking pictures of your damaged vehicle. These would help you get back money from the Insurance company.
File a complaint (FIR) at the local police and be transparent with providing each and every detail of the accident to them.
Step 4: Determining Insurance Coverage
When you see that accident occurring at the highway is attributed to some other driver, in thatĀ case, the driverās insurance will cover:
YourĀ Damaged PropertyĀ as well as theĀ other driver’s Insurance-related policy limits.
This might help ascertain how much the Insurance company is to pay for your losses of yours.
Your insurance policy will provideĀ you with:
Adequate protection to you regardless of whose fault it had been. This bearsĀ medical Exchanges, loss of wages, funeral expenses.
Step 5: Call Your Insurance Agent
Now what you need is to call your insurance agent and provide each and every piece of information to them. Do not conceal vital information.
The ultimate objective of you is to ensure the protection of your health as well as your vehicle.
Step 6: Call Your Attorney
Ā Now you will need toĀ call an attorney and ask conformations to some extremely important Questions. Post providing each and every detail you need to ask :
- What is your take on my case?
- How much do you think I can get from settlement or judgment?
- Do you feel that we need to go For a Trial?
- What factors are working for us at this juncture and what not?
These are the general steps that you must take. Other than this you need to ensure that:
- You seek medical Information
- Completely avoid any Quick Settlement
- Understand the potential pitfalls and learn from the mishap.
Final Thoughts
In order to conclude it could be mentioned that protection is better than cure. You need to ensure that your fault is negligible.
If you want to attain this, you need to make yourself aware of all traffic-related rules and regulations.
Your skills need to be optimum while you hit the highways. Make sure that you are adept enough psychologically and physically to react post meeting with an accident.