Life can become miserable if you get injured in an auto accident. Fortunately, the law favors the victim if the mishap occurs due to the negligence of another driver. Thousands of auto accident victims in the US get compensation under personal injury law every year. But it is vital to ensure that you get the claim value you deserve. Everything boils down to negotiating the claim with the insurance company. They will expect to close it at a minimum value, but you must settle only for a fair amount. Here are some negotiation tips that can help.
Get a head startÂ
Initiating the claim at the earliest is your best bet if you want to get a fair value as compensation. Get a head start by reporting the accident right away, gathering evidence on-site, and keeping copies of police records at hand. It is equally important to get medical assistance right after the mishap. You will get early treatment for your injuries and have the requisite medical documentation to validate your claim during the settlement process. Timely action goes a long way in consolidating your case at the time of negotiation with the insurance company.
Collaborate with a specialist attorneyÂ
Undoubtedly, settlements are a better route as compared to lawsuits because they save time and effort. But you must settle the case only if the insurance company is willing to cover the cost of your injuries, pain, and suffering, loss of income, and property damage. A specialist attorney can help you with the calculation of fair compensation by considering all these points. Look for someone who specializes in personal injury cases and knows the jurisdiction laws because they vary. For instance, an Illinois victim should collaborate with an experienced Rockford auto accident lawyer to get the best advice. The lawyer will ensure that you do not settle for a lowball offer and even handle the negotiations with the insurance company lawyers on your behalf.Â
Obtain the settlement in writing
When it comes to accident negotiations, verbal agreements never count. You must obtain the settlement in writing once things are sorted out. It is equally important to maintain the entire records of all the communication with the insurance company throughout the process. The final letter should have the settlement amount and details of the payment arrangement from the company. Once the final claim value is closed, ensure that you get a written document there and then. Having a lawyer handling your claim gives you an advantage at this stage because the professional will ensure that the paperwork is proper.
Negotiating a fair deal for your auto accident compensation can be a daunting task because insurance adjusters try their best to close at the lowest value. But having a specialist attorney by your side puts you in a safe place because they can help you maximize the claim and close it at the earliest. They can also represent your case in court if they feel that the insurer is trying to take you for a ride.Â