Getting injured in a car accident can be disorienting, but the process of claiming compensation for your loss can be even more overwhelming. Some people may want to go through the process independently, but it’s not always the best idea.
Insurance companies have an obligation to protect their interests by offering inappropriate compensation. However, Rosenfeld Injury Lawyers can help you negotiate with the insurance company and get fair compensation. Here are some advantages of working with a personal injury lawyer:
1. Keep You from Premature Settlement
Most people tend to settle too early after getting involved in a car accident, but it would help if you waited until you fully understood how the injuries would impact your life. Doing this can extinguish your chances of getting appropriate compensation to help you get your life together.
Most insurance adjusters tend to convince people to settle the case right after the accident. If you consent to an early settlement, you forego all the rights and options to claim additional money in case you develop more complications at a later date.
Instead of jumping into an early settlement, you should contact a lawyer and determine if the compensation is sufficient.
2. Guide You on Statements that Can Damage the Case
Right after you have suffered injuries from an accident, the insurance provider of the offending party may contact you for information about the accident. If you disclose any contradicting information, the insurance can use it to avoid paying your claim.
This tactic is common with insurance companies, but it’s more prevalent if you don’t have a lawyer. They often use tricky questions that take your responses out of context. They can leverage this information and blame the accident on you. Whenever the insurance asks for your statement, it’s prudent to reach out to a lawyer before giving away any information.
3. File a Personal injury lawsuit When Necessary
A car accident attorney can inform and advise you on viable legal options. If the insurance company is reluctant to give you a fair claim amount, the lawyer can file a lawsuit and help you get the appropriate compensation. Mostly, insurance adjusters tend to offer a better settlement even before the case takes off.
4. Determine Injury Value and Negotiate Fair Settlement
One of the most complex segments of a car accident claim is ensuring you’re getting compensation equal to the damage you have suffered. Insurance companies are excellent at convincing defendants to accept subpar settlements and often try their best to pay lower amounts.
This scenario is common with people with little or no experience with injury compensation claims, but lawyers have vast knowledge about accident claims. They understand the claim’s actual value and won’t agree to a settlement that doesn’t represent your actual losses.
A reasonable compensation should account for various factors, including:
- Pain and suffering
- Past and future medical expenses
- Past and future income losses
Insurance companies are adept at negotiating different claim settlements to protect their interests. Before starting any claims negotiations, talk to a car accident attorney to ensure you’re getting the most out of the negotiation.
Endnote
At times, accidents happen. If you sustain some injuries from a car accident, it’s prudent to seek legal assistance to get fair compensation.
